Capital Readiness, Post-QoE

From diligence to funding, without translation gaps.

Quality of Earnings answers whether a deal works. Capital readiness ensures it gets financed and closed. This service begins once diligence is complete and converts validated QoE findings into lender- and investor-ready materials aligned with underwriting, credit committees, and closing requirements.

The focus shifts from analysis to execution: presenting the deal clearly, defensibly, and in a format capital providers can approve.

What You Get

A clear, lender and buyer ready view of earnings quality, risk, and downside, built to support pricing, negotiations, and financing.

Lender-Ready Business Plan

A concise, credit-focused narrative that explains the business, operating model, industry context, and post-close plan—written for lenders and investors, not marketing audiences.

Integrated Financial Model & Forecast

A structured, assumption-driven model that ties directly to QoE findings, reflects normalized earnings, and supports debt sizing, coverage, and repayment analysis.

Capital Structure & Use-of-Funds Support

Clear presentation of sources and uses, leverage assumptions, and financing structure designed to align with bank, SBA, private credit, or investor expectations.

Underwriting & Approval Support

Materials organized to reduce lender back-and-forth, anticipate diligence questions, and support faster credit approval and closing timelines.

Who This Is For

Strategic Buyers and Owner-Operators

Aligning post-close operating plans and forecasts with financing requirements to ensure a smooth close and transition.

Search Funds

Moving from signed LOI to lender approval and needing a clean, defensible package that converts diligence into financing.

Independent Sponsors

Preparing materials that withstand investor scrutiny and lender underwriting while maintaining deal momentum post-LOI.

First-Time SBA Buyers

Needing clarity on normalized earnings, cash flow, and downside risk before committing to leverage, guarantees, and long-term ownership.

How It Works

Post-QoE Alignment

We begin by reviewing finalized diligence outputs, financing objectives, and target capital sources to align materials with the approval path.

Narrative & Model Build

We develop a lender-ready business plan and integrated financial model grounded in validated QoE data and realistic post-close assumptions.

Capital Presentation

Key outputs are structured into a coherent financing package designed for underwriting, credit committee review, and investor discussions.

Iteration & Support

We refine materials based on lender or investor feedback to reduce friction and accelerate approvals through to close.