QoE Lite

Earnings Validation.
No Frills. No Surprises.

For buyers who need a credible, lender-ready quality of earnings without the full financial model. Core earnings validation, a clear risk flag summary, and a memo your bank can work with. Delivered in 10 business days.

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$6,500

Flat fee, all included

10

Business day delivery

Sub $5M

Optimized for smaller deals

The Right Tool for the Right Deal

When QoE Lite Is the Right Call

Not every deal requires a full financial model and industry benchmark package. If you have already done preliminary financial review and need a credible second opinion, or if your deal is under $5M enterprise value with straightforward financials, QoE Lite delivers what matters without what does not.

It is the same analytical rigor applied to a tighter scope. The earnings are still validated line by line. The risks are still surfaced and documented. The memo still meets lender standards.

Your deal is under $5M enterprise value and the financial structure is straightforward.

You have already reviewed the financials and need a credible independent validation, not a full analysis from scratch.

Your lender requires a QoE report and you need one that meets underwriting standards without a Big 4 price tag.

You are working with a tight timeline and need delivery in 10 business days from document receipt.

What You Receive

Three Deliverables That Cover What Counts.

01

Adjusted EBITDA Analysis

  • Line-by-line normalization of 2 to 3 years of financials
  • Owner compensation add-backs challenged and documented
  • Non-recurring items identified and removed
  • Working capital baseline established
  • Defensible earnings figure for lender and negotiation use

02

Risk Flag Summary

  • Customer concentration risks identified and quantified
  • Revenue quality assessment across contract types
  • Margin sustainability review
  • Top deal risks ranked by materiality
  • Written in plain language, shareable with co-investors

03

Lender-Ready Memo

  • Formatted for SBA 7(a) underwriting review
  • Summarizes validated earnings and key risk findings
  • Meets documentation standards for conventional bank financing
  • Designed to accelerate underwriting, not create more questions

QoE Lite vs Deal Protection QoE

Choosing the Right Engagement.

What You Need

QoE Lite

Deal Protection QoE

Adjusted EBITDA analysis

Risk flag summary

Lender-ready memo

3-statement financial model

Energy sector benchmarks

Go / Renegotiate / Walk Away investment memo

Deal structuring and negotiation playbook

50% refund guarantee

Investment

$6,500

$15,000

Start with QoE Lite Explore Deal Protection QoE

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Responses within 1 business day  ·  Payment first model  ·  All documents under NDA